To be eligible for a USDA loan in the Sumter, SC area, your household income must be under $112,450 for a household of 1 to 4 persons. For households of 5 persons or more, the household income must be under $148,450.
Area Eligibility
USDA lends in areas that are considered to be rural or semi-rural. In the map below, the beige area is not eligible but everything outside of the beige area is eligible for USDA. So in the Sumter area, you would need to search in areas on the outskirts of Sumter such as towards Dalzell, towards Wedgefield and any other areas outside of the beige colored area.
The USDA website has a great interactive tool that will allow you to zoom in on this map and see in more detail which areas are eligible. You can also type in a property address to see if the property is eligible. Below is a link to the USDA website:
If you would like to learn more about USDA Loans, give us a call at 803-771-0080 or fill out the short form on this page and we'll get back with you promptly.